Financial Assistance Scheme

Financial Support for Your Family

Access loans up to ₹2,00,000 with affordable monthly payments of just ₹436

Apply Now Check Eligibility

₹2,00,000/-

Maximum Loan

₹436/-

Monthly Payment

About the Scheme

A financial assistance program designed to support families with affordable loans and financial literacy

Financial Support

Access loans up to ₹2,00,000 with affordable monthly payments to support your family's needs and aspirations.

Secure & Reliable

Backed by Union Bank of India and NABARD, ensuring a trustworthy and secure financial assistance program.

Financial Literacy

Gain knowledge about managing finances, savings, and investments through our financial literacy programs.

Family Support

Designed to support the entire family with financial solutions that help improve quality of life.

Key Benefits

Understand the advantages of the PM Jeevan Jyoti Bima Yojana and how it ensures your family’s financial security.

1

Affordable Premium

Only ₹436 per year ensures life cover of ₹2 lakh — making it accessible for all.

2

Easy Enrollment

Quick registration via your savings bank account with auto-debit facility.

3

Government Backed

Secure and trusted, the scheme is backed by the Government of India.

4

Financial Protection

Provides financial aid to the nominee in case of policyholder’s death.

5

Hassle-Free Claims

Simple claim process with minimal documentation through the bank.

6

Annual Renewal

Continued coverage through yearly auto-renewal from your account.

Important Note

Ensure your bank account is active and Aadhaar is linked. The scheme provides peace of mind by supporting families financially in difficult times.

Eligibility Criteria

Check if you're eligible to enroll in the PM Jeevan Jyoti Bima Yojana (PMJJBY)

Who Can Apply?

Indian citizens aged between 18 and 50 years
Must have an active savings bank account
Aadhaar must be linked with the bank account
Consent to auto-debit of premium from the account

Required Documents

Identity Proof (Aadhaar Card mandatory)
Bank passbook or statement (for verification)
Nominee details with ID proof (for claims)

Policy Details

Coverage Amount

₹2,00,000 (paid to nominee on policyholder’s death)

Annual Premium

₹436 (auto-debited from the linked bank account)

Policy Term

1 year (renewable annually until age 55)

Enrollment Period

Available anytime through the bank or online platforms

Apply Now

Fill out the form below to apply for financial assistance

Application Form

All fields marked with * are required

1 Personal Information

Full Name *

Date of Birth *

Mobile Number *

Email Address

Full Address *

2 Financial Information

Occupation *

Monthly Income (₹) *

Loan Amount Required (₹) *

Purpose of Loan *

Bank Name *

Account Number *

3 Document Upload

ID Proof (Aadhaar/PAN/Voter ID) *

Click to upload or drag and drop PDF, JPG, PNG (Max 2MB)

Address Proof *

Click to upload or drag and drop PDF, JPG, PNG (Max 2MB)

Income Proof *

Click to upload or drag and drop PDF, JPG, PNG (Max 2MB)

Bank Statement *

Click to upload or drag and drop PDF, JPG, PNG (Max 2MB)

Passport Size Photograph *

Click to upload or drag and drop JPG, PNG (Max 1MB)

I confirm that all information provided is accurate and complete. I authorize Centre for Financial Literacy to verify the information provided. *

I have read and agree to the terms and conditions and privacy policy. *

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

A government-backed life insurance scheme aimed at providing financial security to families in case of the policyholder’s death.

Key Features

Life insurance cover of ₹2,00,000 in case of policyholder's death.
Annual premium of only ₹436.
Coverage valid for one year and renewable every year.

Eligibility Criteria

Any Indian citizen aged between 18 and 50 years.
Must have a savings bank account.
Aadhaar card must be linked with the bank account.
Premium is auto-debited from the bank account annually.

How to Claim?

In case of the policyholder's death, the nominee should visit the bank branch where the policy was enrolled. They need to submit the death certificate, filled claim form, and identity documents to initiate the claim process. Upon approval, the claim amount of ₹2,00,000 is transferred to the nominee’s bank account.